Buyer’s Stamp Duty
Estimate BSD payable on your purchase price or market value, with a tiered breakdown.
Open calculatorProperty Calculators & Useful Resources
Plan your next move with quick, transparent tools and practical guides for Singapore property — from stamp duty and affordability to rental yield and selling timelines.
Quick estimates, clear assumptions
These calculators are designed to give you a fast, transparent starting point. Results depend on the assumptions shown, so please verify final figures with your banker, lawyer or the relevant government agency before making any decision.
Additional Buyer’s Stamp Duty
Calculate ABSD based on your residency profile and property count.
Open calculatorSeller’s Stamp Duty
Work out SSD liability based on purchase date, sale date and holding period.
Open calculatorMortgage Affordability
See how much you may be able to borrow under TDSR and MSR limits.
Open calculatorRental Yield
Compare gross and net rental yield after running costs and taxes.
Open calculatorPSF Valuation Estimate
Convert between price per square foot and indicative property value.
Open calculatorBuyer’s Stamp Duty (BSD) Calculator
Additional Buyer’s Stamp Duty (ABSD) Calculator
Seller’s Stamp Duty (SSD) Calculator
Mortgage & Loan Affordability Calculator
Rental Yield Calculator
Property Valuation Estimate / PSF Comparison Tool
Useful Resources Directory
Practical guides, checklists and reference pages to help you make informed property decisions — whether you are buying, selling, renting or investing in Serangoon Gardens or across Singapore.
First-Time Landed Buyer’s Checklist
From budgeting and tenure checks to inspections and financing — a step-by-step list for buyers entering the landed market.
Read the checklistSelling Your Landed Home: Step-by-Step Timeline
Understand the staging, marketing, negotiation and completion milestones when selling a landed property in Singapore.
View timelineRenting Out Your Landed Property: Landlord Checklist
Tenancy preparation, tenant screening, stamp duty and maintenance planning for landlords of landed homes.
Read the checklistUnderstanding Landed Property Tenure
Freehold, 999-year leasehold and 99-year leasehold explained — and what each means for value, financing and future resale.
Explore the guideStamp Duty Deadlines & Payment Guide
When BSD, ABSD and SSD are due, how to pay them, and what happens if deadlines are missed.
Read FAQCPF Usage for Residential Property
What you can and cannot use from your CPF Ordinary Account for down-payment, stamp duty and monthly instalments.
View guideForeign Ownership Rules for Singapore Landed Property
Who can buy landed homes, approval requirements under the Residential Property Act, and ABSD considerations.
Read guideRenovation & A&A Planning for Landed Homes
Additions, alterations and rebuilding basics — URA guidelines, budgets and timelines for landed homeowners.
View guideProperty Tax Rates: Owner vs Non-Owner Occupied
How IRAS progressive property tax rates apply to owner-occupied and investment residential properties.
See ratesDistrict 19 / Serangoon Gardens Lifestyle Guide
Schools, dining, transport and neighbourhood character that make Serangoon Gardens one of Singapore’s most desirable landed enclaves.
Explore the neighbourhood
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Frequently Asked Questions
Are these calculators legally binding?
No. The calculators on this page provide estimates based on the inputs you enter and published rates at the time of writing. They do not constitute financial, legal or tax advice. Always confirm final figures with IRAS, your lawyer, banker or a qualified professional before committing to a transaction.
How often are stamp-duty rates updated?
Stamp-duty rates can change when the Singapore government adjusts property cooling measures or budget policies. We review the calculator assumptions periodically, but you should verify current BSD, ABSD and SSD rates directly with IRAS before relying on any estimate.
Can I use CPF for stamp duty or down-payment?
CPF Ordinary Account savings can generally be used for the down-payment and monthly instalments of an eligible residential property, subject to withdrawal limits. Stamp duty is usually paid in cash first and reimbursed from CPF later if permitted. Confirm your specific position with CPF Board and your lawyer.
What is TDSR and how does it affect my loan?
The Total Debt Servicing Ratio (TDSR) caps your total monthly debt repayments at a percentage of your gross monthly income, typically 55% for property loans. The Mortgage Servicing Ratio (MSR) applies to HDB and EC purchases and caps the mortgage instalment at 30% of income. These limits directly reduce the maximum loan amount a bank can extend to you.
Do I need a valuation before making an offer on a landed home?
A formal bank or licensed valuation is usually required before loan approval, but many buyers first use comparable transactions and PSF estimates to shape their offer. For a reliable view of market value in Serangoon Gardens or District 19, speak with Marianne, who can share recent landed transactions and guide you before you commit.
Numbers are a starting point
For advice tailored to your situation — whether buying, selling or renting in Serangoon Gardens or across Singapore — reach out to Marianne directly.
No obligation. Marianne replies within one business day.
Important disclaimer: The calculators and resources on this page are for general information only and do not constitute financial, legal or tax advice. Results are estimates based on user inputs and prevailing published rates. Please consult a qualified professional or government agency for advice specific to your circumstances.